A Health Savings Account (HSA) is a tax-exempt trust or custodial account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan. The purpose of the federal law is to create tax incentives so people save for future health and retirement needs.

• This is an interest-bearing account.
• Interest paid monthly.
• Minimum balance to open $100.
• Please inquire about check ordering for these accounts as special IRS reporting is required.